Many operations of this type of platforms have operations endorsed by the partners of the requesting companies. In the case of Good Finance you will find, as I said, the guaranteed operations that enhance the security of your return on investment.
These operations are backed by Reciprocal Guarantee Societies (SGR) which in turn are revamped. It is important to note that the risk of these operations is considerably lower than others that are not guaranteed.
Start investing in the short term if you find it safer
It is important that you value the time horizon of the operations you are going to perform. You have to be clear that depending on whether it is short or long term, your earnings and the added risk will oscillate proportionally, that is: the higher the profit or return, the greater the risk and vice versa.
In general, short-term operations such as Invoice Trading or invoice discounts, which do not have this SGR guarantee, generate higher returns but the risk of loss is greater than the guaranteed investment. The latter are long-term (3 years) but with monthly returns, therefore you will be recovering capital and interest month by month.
Be clear about your goals and how much you want to invest
In order for your investment to be efficient, you have to impose a priori goals and objectives, if the product you opt for is measured risk and high profitability or guaranteed investments with lower risk.
You also need to know how much you are willing to invest to make a profit.
Keep in mind the security of your money on the platform
Each platform has different security parameters so it is necessary that you compare between several so that the decision you take is the most accurate.
Good Finance is the only platform that has a Payment Entity license by the Bank of Spain and therefore your funds transferred but (not yet) invested will be deposited in what is called a “Payment Account” which has the security of If Good Finance goes bankrupt, no creditor can go against this account because it has the right of separation.